Siding is Finished
Last night we got to the house after dark, so sorry no pictures.
They finished the siding yesterday. We also ran a speaker wire for the center channel to go beneath the plasma tv over the fireplace. We ran a 12guage power wire for the power outlet that i'll install at a later time. I electrical taped both sides of it, since it's not connected, it's not a code violation, but you never know what inspectors will give you a hard time about... hopefully, the house has already been inspected and they'll go ahead and drywall over it. If not, I'll either be getting a phone call or it will be ripped out... we'll see.
More dealings with the mortgage companies.... found one that says they can do the 10% loan, however now the main mortgage company is saying if I get that, they might not be able to do the 80%... so once I get the #s I'll have to submit them to the first company before accepting the second loan. Also, I locked in my rate in case I have to do the 90% loan with PMI from Forino Mortgage.... however, they also made sure to add in that if my credit score has lowered from the other companies checking my credit, it might disqualify me from the loan. My score has dropped from about 720-680 from the creditors looking at my credit (kinda screwed up that your credit score gets lowered because you're trying to get competetive offers). So we'll see if the mortgage company is still leaving a "loophole" in our agreement to be able to try to get more money out of me.... oh and get this.... they can't check my credit until a week before closing... some b.s. excuse about the lender won't let them do it earlier. We'll see I guess....
They finished the siding yesterday. We also ran a speaker wire for the center channel to go beneath the plasma tv over the fireplace. We ran a 12guage power wire for the power outlet that i'll install at a later time. I electrical taped both sides of it, since it's not connected, it's not a code violation, but you never know what inspectors will give you a hard time about... hopefully, the house has already been inspected and they'll go ahead and drywall over it. If not, I'll either be getting a phone call or it will be ripped out... we'll see.
More dealings with the mortgage companies.... found one that says they can do the 10% loan, however now the main mortgage company is saying if I get that, they might not be able to do the 80%... so once I get the #s I'll have to submit them to the first company before accepting the second loan. Also, I locked in my rate in case I have to do the 90% loan with PMI from Forino Mortgage.... however, they also made sure to add in that if my credit score has lowered from the other companies checking my credit, it might disqualify me from the loan. My score has dropped from about 720-680 from the creditors looking at my credit (kinda screwed up that your credit score gets lowered because you're trying to get competetive offers). So we'll see if the mortgage company is still leaving a "loophole" in our agreement to be able to try to get more money out of me.... oh and get this.... they can't check my credit until a week before closing... some b.s. excuse about the lender won't let them do it earlier. We'll see I guess....
posted by Nick | 11:31 AM
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