More Mortgage Issues

Well the mortgage problems persist.....

I have been trying to get a hold of my loan officer Kristie at First Horizon. I've left her a few messages to call me over the past week without a response. Yesterday I called and asked to speak to someone else and was told I couldn't do that, that I needed to speak with her. So after leaving another message, I called this afternoon, pretending to want to get a new loan, then once speaking to a loan officer, explained that I needed an update on my current one. The manager called me back later, saying how hard my loan officer is working to try to get the loan through and how hard it will be to do with such a large debt to income ratio etc etc.... So I kindly let him know that that should have been explained to me before his officer had me increase my loan amount to "get it through". So, he's going to call me later today with an update... I'll be sure to sit by the phone (sarcasm).

In the meantime, I went to the 2nd lowest quoted rate lender. Supposedly, they said it will only take a day or two to find out an answer... with the holiday, that means not until next week probably. So, now it will be first come first serve.... if none of them can do it, then I'll have to lock in the 90% with PMI and cough up the extra $133/mo.