Squeaky Wheel
Sometimes the squeaky wheel gets the grease, other times you need to upgrade the squeaking to squaking!
Two Nasty Calls
Two Nasty Emails
And finally some results.... they put the mortgage insurance back to what it was before $133/mo. I don't think I've ever heard someone's story change so many times... however, the good faith estimate they sent me with the original amount had arrows pointing to the word "Estimate" in good faith estimate. So it will be interesting to see if they use this as an excuse to raise it again at settlement.
The thing that really pissed me off about this "calculation error" that they made, was that if I hadn't requested the good faith estimate this week, next week at closing it would have sprung on me... and I wouldn't have been able to say "hold on, I need two hours to go figure this out" and would have been strong armed into paying the extra money.
The other thing that pissed me off, was each time I called the mortgage broker, she said she'd call me back.... but instead she emailed me. Cowardley.
We also met the realtor at the house tonight to see if the water was still getting in through above the window. It looks like no more water is getting in, but instead of replacing the drywall, they scraped and painted over it... you can make out the stain in the drywall still. We'll have to bring this up as a problem at our walkthrough friday.
Also, when the mexicans were putting up the scalfolding in front of the house, they went a bit too high... they knocked out one portion of our ridge vent and bent another portion badly.
Two Nasty Calls
Two Nasty Emails
And finally some results.... they put the mortgage insurance back to what it was before $133/mo. I don't think I've ever heard someone's story change so many times... however, the good faith estimate they sent me with the original amount had arrows pointing to the word "Estimate" in good faith estimate. So it will be interesting to see if they use this as an excuse to raise it again at settlement.
The thing that really pissed me off about this "calculation error" that they made, was that if I hadn't requested the good faith estimate this week, next week at closing it would have sprung on me... and I wouldn't have been able to say "hold on, I need two hours to go figure this out" and would have been strong armed into paying the extra money.
The other thing that pissed me off, was each time I called the mortgage broker, she said she'd call me back.... but instead she emailed me. Cowardley.
We also met the realtor at the house tonight to see if the water was still getting in through above the window. It looks like no more water is getting in, but instead of replacing the drywall, they scraped and painted over it... you can make out the stain in the drywall still. We'll have to bring this up as a problem at our walkthrough friday.
Also, when the mexicans were putting up the scalfolding in front of the house, they went a bit too high... they knocked out one portion of our ridge vent and bent another portion badly.

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